LakeRock Capital

Credit Automation

Designed by Bank Risk Leadership. Built for Institutional Governance.

A credit data infrastructure designed to eliminate rework, improve consistency, and support disciplined decision-making at scale.

Why LakeRock AI

Designed by experienced credit and risk practitioners.

Most automation efforts fail because they are layered onto credit processes that were never designed for consistency or scale. LakeRock takes a different approach.

Our automation capabilities are designed by a former enterprise credit risk executive with senior capital markets and credit examination experience, and grounded in real-world bank credit operations. We start with defined workflows, documentation discipline, and governance requirements—then build configurable components that fit how institutions actually work.

The result is practical credit data and workflow infrastructure that reduces friction, improves consistency, and supports disciplined decision-making—without introducing black-box automation or displacing human judgment.

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Core Credit Data Capabilities

Purpose-Built Credit Data & Workflow Capabilities

Credit Data Infrastructure

Ingests credit documents, extracts and normalizes key data, and enables consistent reuse of information across credit workflows.

Reviews loan agreements, guaranties, SNDAs, and title documents; flags covenants, carveouts, and cross-defaults with plain-English summaries.

Parses leases, extracts clauses and economics, normalizes rent schedules, and converts rent rolls into lender-ready operating statement formats.

Extracts values, cap rates, comps, and various other important elements; checks USPAP consistency and math; highlights variances versus underwriting assumptions.

Use Cases

These capabilities are designed to address real-world documentation, data, and workflow bottlenecks across commercial real estate finance.

Reduce document processing time by automating intake, parsing, and data capture from core credit documents. Standardize and normalize extracted information so it can be reused consistently across credit teams, portfolios, and workflows: eliminating re-keying, reducing inconsistencies, and improving transparency without altering credit judgment or approval authority.

Prepare financing packages by organizing project documents, extracting key data, and standardizing information for consistent use across lender and advisor workflows.

Reduce manual data entry by automating the intake, parsing, and data capture of leases, rent rolls, and borrower documents.

Normalize extracted information so it can be reused consistently across offering materials, lender submissions, and internal workflows: minimizing re-keying, errors, and version mismatches.

Support legal and advisory workflows by organizing transaction documents, extracting key terms and data, and standardizing information for consistent review and closing file preparation: reducing manual effort without replacing legal judgment or review processes.

Why It Works
Built on defined credit workflows and governance standards, with configurable components tailored to each institution’s requirements.
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Real-World Trained
Built on structured credit workflows that standardize document intake, data capture, and normalization: creating consistent, reusable information across the credit and transaction lifecycle.
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In-House Governed
Designed to operate within your institution’s credit and documentation workflows, with full in-house control over configuration, oversight, and use—supporting existing processes rather than replacing them.
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Governance - First by Design
Architected with defined credit processes, documentation standards, and governance controls at the core: ensuring transparency, accountability, and institutional ownership from day one.
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Partner with Us

Let’s Build the Future of Risk Together

We’re not just deploying tools — we’re co-developing with early partners.

If you’re a forward-thinking credit officer, developer, or fund manager who wants to put automation to work in real-world workflows, let’s talk.

Automation is coming to CRE. Be the one who leads it.