LakeRock Capital

“Small Lots. Big Outcomes.”

LakeRock Realty Capital — Small Lot Program

We unlock value on underutilized parcels, delivering high-quality residential and mixed-use projects with disciplined analysis, smart entitlements, and risk-savvy capital.

$26.2 Billion CRE Portfolio Credit Risk 0versight – Former Federal Reserve Capital Markets and Credit Risk Examiner –  Basel III/IV expertise – Former CRE Lender – UnderwriteIQ automation

What You Need Solved

  • Finding viable small sites in supply-constrained corridors.
  • Navigating zoning, entitlements, and neighborhood engagement.
  • Balancing project scope, capital cost, and market timing.
  • Validating feasibility under multiple rate and cost scenarios.
  • Designing exits that protect returns and flexibility.
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What You Get

  • Market-driven site selection in growth submarkets.
  • Streamlined zoning paths and density optimization.
  • Tailored capital structures that reduce downside risk.
  • Rigorous feasibility and stress tests before you commit.
  • Exit strategies for sale, refinance, or durable cash flow. 

Our Program (What We Do)

We source viable small sites, navigate entitlements, structure capital, and rigorously model feasibility to deliver de-risked, market-ready projects.

Market-Driven Site Selection

Identify small parcels in high-absorption corridors using proprietary analytics and local intel.

Preconstruction & Value Engineering

Align design, budget, and schedule; select partners, negotiate GMP/CMAR, and de-risk cost and timeline.

Capital & Risk Strategy

Blend construction, bridge, or permanent debt with structures that protect equity and ROI.

Zoning & Regulatory Navigation

Chart entitlement paths, maximize allowable density, and compress approval timelines.

Feasibility & Stress Testing

Model costs, revenues, and contingencies; run rate, rent, and cap-rate scenarios.

Exit Strategy Optimization

Plan for sale, refinance, or hold—aligning returns with risk and market conditions.
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Who Benefits

For developers, investment groups, HNW investors, and community stakeholders pursuing scalable infill with disciplined risk and strong returns.

Private Developers

Pursuing scalable, lower-footprint residential or mixed-use.

Community Stakeholders

Revitalizing neighborhoods via strategic infill.

Investment Groups

Seeking diversification with strong risk-adjusted returns.

High-Net-Worth Investors

Targeting CRE exposure at controlled check sizes.

How We Work

Practical, data-driven steps that move projects from site screen to profitable exit.

Target submarkets and screen parcels with LakeRock analytics. Validate demand, zoning path, utilities, and access; set prelim budget and timeline.

Build pro formas, stress tests, and a risk register.
Pressure-test rents, absorption, costs, cap rates, and contingencies; define go/no-go thresholds.

Secure the optimal blend of construction, bridge, or permanent debt. Model covenants, reserves, and draws; align terms to phasing and exit.

Coordinate planning, entitlement, and construction milestones.
Manage vendors and permits; track schedule, cost, and change orders with KPIs.

Execute sale or refinance; set a long-term hold plan if desired.
Prepare marketing or lending packages; secure terms and a post-close asset plan.

Why LakeRock

  • Proven CRE Expertise – 30+ years across lending, development advisory, and risk.
  • Regulatory Insight – Examiner-level precision in compliance and governance.
  • Data-Driven Decisioning – Market intelligence, feasibility modeling, and AI-enabled analytics.
  • Risk-Savvy Execution – Structures that protect capital while preserving flexibility.
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Questions We're Often Asked

Quick answers on site fit, timelines, entitlements, capital structure, and how we partner—from first screen to profitable exit.

 
 

What defines a “small lot” in your program?

Parcels that support compact residential or mixed-use through by-right or streamlined entitlements—initially targeting sites between 0.5 and 3.0 acres.

Which markets do you target?

Growth corridors in the City of Atlanta and South Metro Atlanta, prioritized for clear absorption, supportive zoning paths, and realistic exit options.

Do you act as developer or advisor?

We primarily advise - leading strategy, feasibility, and capital - but on select engagements we may step in as co-developer or developer.

What’s the typical timeline?

Most engagements move from screen to feasibility in 3–6 weeks; entitlement varies by jurisdiction. Preconstruction and financing typically add 60–120 days before mobilization.

Disclosure: Real estate investments involve risk, including loss of principal. Information is educational and not an offer to sell securities.