About LakeRock
Built on Insight. Powered by Experience.
LakeRock Capital combines the foresight of a lender, the rigor of a regulator, and the creativity of a developer/investor.
What Makes Us Different
Dual-Lens Thinking:
We’ve sat on three sides — loan originator, credit risk management executive, and risk examiner. That perspective is rare and powerful.
Institutional Experience:
Built and governed a $26.0 billion CRE underwriting platform. Led the underwriting platform build, credit policy and guidelines, and regulatory compliance at SunTrust (now Truist).
AI-Driven Edge:
Founder-led development of UnderwriteIQ™ — a GPT-powered underwriting automation platform designed to improve workflow and data accuracy.
Regulatory Pedigree:
Former Commissioned Examiner at the Federal Reserve Bank of Atlanta. Deep experience with Basel III/IV, Federal Reserve, OCC, and CRE risk frameworks.
Outcome-Focused:
We solve for investor confidence, lender credibility, proper risk management frameworks, and sustainable revenue growth.
Battle Tested:
We’ve survived multiple downturns, led workouts and restructurings, and know how to protect value when markets turn.
About LakeRock
LakeRock Capital is named for granite rock formations in Queens Lake in the City of South Fulton in the Atlanta, GA MSA. It is part of a mile long ridge of giant granite boulders with origins that date back to when an intrusion of magma formed a large dome under the earth, approximately 325 million years ago.
LakeRock’s tagline, “Lake Steady … Rock Solid … Blue Sky … Bright Ideas” is borne out the strength of these magnificent boulders and the steadiness of the beautiful Queens Lake; they have stood the test of time
Meet Derek P. Pollard - Our Founder
“Managing risk isn’t the enemy of growth — it’s how we grow well.”
Derek is a career CRE strategist with over 30 years in institutional credit risk, lending, and regulatory engagement. He has built credit models, managed credit risk for multi-billion-dollar CRE loan portfolios, and advised financial institutions through volatile markets.
As a former Commissioned Examiner with the Federal Reserve and Enterprise Credit Executive at SunTrust, Derek brings unmatched credibility to capital markets advisory. He created LakeRock to bridge the gap between front-end growth and back-end governance — and to build tools that accelerate, optimize, and scale risk management.
LakeRock Capital is the modern CRE partner that helps you supervise and grow capital, manage risk, and deploy automation, without compromising on trust.
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